Home Warranty Choice Home Warranty is a top choice for home protection in the United States. They have handled over 8,000,000 service requests and protected more than 2,400,000 homes. This company offers reliable coverage that gives homeowners peace of mind.
Their program offers great value with a network of 25,000 contractors. They are ready to fix home system and appliance repairs. Customers get 24/7 service and quick solutions to home maintenance problems.
These coverage options protect homeowners from unexpected repair costs. They provide a safety net for home maintenance. The company is known for its quality service and customer support, earning “Best in Customer Satisfaction” by Reviews.com.
Key Takeaways
- Covers over 2.4 million homes nationwide
- Nationwide network of 25,000 contractors
- First month of coverage available for free
- $5,000 coverage cap per covered item
- 24/7 service request availability
- Recognized for top customer satisfaction
- Competitive monthly plans starting at $46
Understanding Home Warranty Protection Plans
Home warranty plans act as a safety net for homeowners. They protect against unexpected repair costs. This gives homeowners peace of mind and financial security.
A home warranty is more than a contract. It’s a financial shield against expensive repair and replacement costs. These plans last 365 days, ensuring your home’s key parts work without breaking the bank.
Benefits of Home Service Contracts
Home warranty plans offer many benefits:
- Predictable repair costs with a standard $100 service call fee
- 24/7 claims processing
- Protection against unexpected system and appliance failures
- Network of qualified contractors for quick repairs
- Potential savings on major home repair expenses
Types of Coverage Available
Choice Home Warranty provides two main homeowners warranty options:
| Plan Type | Monthly Cost | Key Features |
|---|---|---|
| Basic Plan | $46 | Covers 14 essential appliances and systems |
| Total Plan | $55 | Extended coverage beyond Basic Plan |
Protection Against Unexpected Repairs
With home warranty plans, homeowners can lower financial risks from system and appliance failures. The average repair cost for appliances is between $65 and $2,000. This makes home warranties a smart choice for property protection.
Statistics show the importance of home warranty coverage. 68% of appliances might fail in a year. Also, 8 out of 10 buyers want homes with warranty protection. By choosing a home warranty, you protect your property and save money.
Basic Plan Coverage Details
Choice Home Warranty’s Basic Plan offers great protection for homeowners. It covers unexpected repair costs for key home systems and appliances. This ensures homeowners have peace of mind.
The Basic Plan covers many home components. It focuses on important systems and appliances:
- Heating systems
- Electrical systems
- Plumbing systems
- Water heaters
- Kitchen appliances
- Mechanical home systems
There are important details to know about this plan:
- Coverage starts 30 days after you pay the Agreement Fee
- The most you can get paid is $3,000 per 12-month period for each item
- It works for homes up to 5,000 square feet that are occupied
The Basic Plan also covers essential kitchen and home equipment. This includes:
- Ovens and cooktops
- Dishwashers
- Built-in microwaves
- Garbage disposals
| Covered System/Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
| Refrigerator | $250 | $1,500 |
| Dishwasher | $250 | $970 |
| HVAC System | $410 | $8,000 |
The Basic Plan costs between $35 and $45 a month. It’s a budget-friendly way to protect your home’s key systems and appliances. You’ll only pay a one-time service fee for repairs. The plan usually covers most unexpected maintenance costs.
Total Plan Coverage and Premium Features
Choice Home Warranty offers more than basic protection. The Total Plan covers your most important home systems and appliances.
Additional Systems Coverage
The Total Plan boosts home protection with extra system coverage. It gives homeowners peace of mind with strong safeguards for complex home systems.
- Air conditioning systems fully protected
- Enhanced electrical system coverage
- Comprehensive plumbing network protection
Appliance Protection Options
Home warranty providers know how vital it is to protect key appliances. The Total Plan includes special coverage for major home equipment.
| Appliance | Coverage Limit |
|---|---|
| Refrigerators | $3,000 |
| Clothes Washers | $3,000 |
| Clothes Dryers | $3,000 |
Extended Service Benefits
Home warranty reviews often praise extended service features. The Total Plan offers extra protections that make it stand out from basic plans.
- 90-day parts guarantee
- Flat service fee of $100 per claim
- Coverage in 49 states plus Washington, D.C.
With monthly premiums starting at $57.50, the Total Plan offers great protection at a good price. Homeowners get wide coverage for repair and replacement needs in many home systems and appliances.
Home Warranty Choice Home Warranty Service Network
Choice Home Warranty is a top choice among home warranty providers. They have a huge network of over 25,000 licensed contractors across the U.S. This ensures homeowners get quick and reliable service for any unexpected repairs.
Their wide service network brings many benefits to homeowners:
- Rapid response times for service requests
- Professionally vetted technicians
- Comprehensive coverage across multiple states
- Consistent quality of repair work
When homeowners file a claim with Choice Home Warranty, the process is easy and fast. Customers can submit service requests online or via phone. This connects them with a local technician who specializes in the needed repair.
“Our network ensures that help is always just a phone call away.” – Choice Home Warranty Representative
Reviews often praise Choice Home Warranty for its quality service network. They carefully choose and monitor contractors. This ensures homeowners get professional, reliable repairs that meet high standards.
With a nationwide presence, homeowners can count on consistent, high-quality service. This makes Choice Home Warranty a reliable choice for protecting home systems and appliances.
Cost Structure and Payment Options
Understanding home warranty costs can be tricky. Choice Home Warranty makes it easier with flexible payment plans. These plans are designed to fit different homeowner budgets. Knowing the costs of home warranty plans helps you make a smart choice for your home’s safety.
Monthly Payment Plans
Choice Home Warranty offers monthly payments to make home protection affordable. You can pick from two main plans:
- Basic Plan: $35 to $45 per month, covering 14 key appliances and systems
- Total Plan: $53.33 per month, covering 18 total items
Annual Coverage Options
Annual payments can save you money in the long run:
- Basic Plan annual cost: $420 to $540
- Total Plan annual cost: $600 to $720
- Current promotion: $50 off and one month free when paying annually upfront
Service Call Fees
Homeowners pay a service call fee for repairs. Choice Home Warranty has clear pricing:
- Standard service call fee: $85 per claim
- Potential fee reduction: As low as $65 per claim
- Annual coverage limit: Up to $3,000 per item
With flexible plans and good prices, you can protect your home without spending too much. You can choose between monthly or annual payments. This way, every budget can find a suitable protection plan.
Claims Process and Service Requests
Choosing a home warranty can be tough, but Choice Home Warranty makes it easy. They handle over 8 million service requests every year. Their system is fast and efficient, helping homeowners with unexpected repairs.
The claims process is simple and easy to use. Customers can make service requests in several ways:
- Online portal
- Mobile app
- 24/7 customer service phone line
- Email support
To file a claim, customers need to give some basic info:
- Property address
- Detailed description of the issue
- Affected system or appliance
- Contact information
Choice Home Warranty has over 25,000 qualified contractors ready to help. They promise to respond to service requests within 4 hours. This helps keep your life running smoothly.
After a claim is filed, here’s what happens:
- They check if your contract covers the issue
- Send a local contractor to you
- Set up a time for the repair or replacement
- Cover the cost of approved repairs up to policy limits
Service fees are between $75 and $125 per visit. And, they have an annual coverage limit of $3,000 per item. This means your home’s key systems and appliances are well-protected.
Optional Coverage Add-ons
Home warranty coverage gives homeowners extra protection. Choice Home Warranty knows every home is different. They offer optional add-ons to fit your needs.
Homeowners can add special protection for extra home systems and appliances. These add-ons give extra security for parts not in basic plans.
Pool and Spa Coverage
Homeowners with pools or spas can get extra protection. Typical coverage includes mechanical components, pumps, filters, and heating systems. Repair costs can be $100 to $400, making this a smart choice.
- Mechanical pump protection
- Filter system coverage
- Heating element repairs
- Electrical components safeguard
Well Pump Protection
Well pumps are key for water in rural and some suburban areas. This coverage protects these systems. Choice Home Warranty limits well pump repairs at $500, saving you money.
Septic System Coverage
Septic system repairs can be very costly. Homeowners might face thousands in maintenance costs. The septic system add-on offers protection with specific limits. Septic tank pumping is capped at $250, helping with unexpected costs.
Smart homeowners know add-ons can make basic plans better.
When looking at home warranty plans, think about your home’s needs. These optional add-ons offer extra protection. They give homeowners peace of mind.
Coverage Limitations and Exclusions
It’s important for homeowners to know what their home warranty covers. Choice Home Warranty explains what’s included and what’s not in their plans.
Home warranties usually don’t cover certain situations. It’s key to check these exclusions before getting a warranty. This way, you won’t face surprises when you need service.
- Pre-existing conditions are not covered under the warranty
- Damage resulting from improper installations will be denied
- Abuse or intentional neglect invalidates coverage
- Cosmetic issues are not included in service plans
The warranty has a $3,000 per year cap for each item. This helps set clear expectations for repairs or replacements.
| Coverage Type | Limitation Details |
|---|---|
| Appliance Coverage | $3,000 annual cap per item |
| Systems Protection | $3,000 annual limit |
| Service Call Fee | $100 per claim |
The $100 service call fee is higher than average. But it ensures quick and professional service for repairs.
Choice Home Warranty offers a 90-day guarantee for parts and 60 days for labor. This is more than what most offer. It gives homeowners extra confidence in their warranty choice.
Customer Service and Support Features
Home warranty providers are key in shielding homeowners from surprise repair bills. Choice Home Warranty shines with its all-encompassing customer service. It aims to give homeowners peace of mind and dependable support.
Dealing with home repairs can be overwhelming. But Choice Home Warranty makes it easier with strong support features. These features focus on making things convenient and solving problems fast.
24/7 Assistance
With round-the-clock support, homeowners can get help anytime. The company’s dedicated support line (518-569-7173) is always ready to assist with urgent issues.
- Instant claim filing
- Immediate support for urgent repairs
- Knowledgeable customer service representatives
Online Account Management
Digital tools make managing home warranties easier. Customers can track claims, see coverage details, and manage accounts online. It’s all through a user-friendly platform.
| Feature | Availability |
|---|---|
| 24/7 Online Access | Yes |
| Claims Tracking | Real-time updates |
| Payment Management | Secure online portal |
Emergency Services
For urgent home issues, Choice Home Warranty has emergency service protocols. They aim to start repairs within 4-48 hours after a claim.
Reviews often praise Choice Home Warranty for its quick and professional service. With over 3 million service requests handled, they show they’re reliable in safeguarding homeowners’ investments.
Service Agreement Terms
Choice Home Warranty offers detailed service agreements to protect homeowners from unexpected repair costs. It’s important to understand these terms to make informed decisions about home protection.
Key aspects of the service agreement include:
- Coverage applies to occupied homes under 5,000 square feet
- Initial coverage begins 30 days after receiving the Agreement Fee
- Maximum liability of $3,000 per 12-month period for each covered item
- Service requests must be submitted before the agreement expires
The homeowners warranty contract includes specific parameters for service and repair. Customers can expect the following protections:
- Service providers will contact customers within 4 hours of a service request
- Repairs are guaranteed for 90 days for parts and 60 days for labor
- A standard service fee applies for each repair request
- Failed repairs within 30 days will be corrected without additional service fees
Cancellation terms are equally transparent. Customers can get a pro-rata refund of the Agreement Fee within the first 30 days, minus any service costs. An administrative fee of up to $50 may apply during the cancellation process.
Home warranty service contracts provide critical financial protection against unexpected home system and appliance repairs.
Potential limitations exist within the home warranty coverage. Certain exclusions apply, such as commercial properties and residences used as businesses. Homeowners should carefully review the complete service agreement to understand the full scope of protection.
Home Warranty vs Home Insurance
Many homeowners mix up home warranty coverage with home insurance. But these two are not the same. They protect your home in different ways, making them great together.
Home insurance mainly guards against sudden disasters and outside damage. It’s often needed by lenders. It covers:
- Structural damage from fire, theft, or natural disasters
- Personal property replacement
- Liability protection
- Additional living expenses during home repairs
On the other hand, a home warranty protects your home’s systems and appliances from normal wear and tear. It covers:
- Major kitchen appliances
- HVAC systems
- Electrical and plumbing systems
- Water heaters
Some interesting stats show why both are important. About 88% of homeowners have insurance. And 25% of home sales include a warranty. Home warranties cost $450 to $600 a year. Service calls can be $75 to $150.
Knowing the difference between home warranty and home insurance helps homeowners protect their homes better.
Choosing a home warranty depends on the cost versus the need for appliance replacements. By having both home insurance and a warranty, homeowners get strong protection for their biggest asset.
Coverage for Real Estate Transactions
Real estate transactions can be tricky, but home warranties help. Choice Home Warranty offers full coverage. This makes the property transfer easier and adds value to sales.
Real estate pros see the big difference home warranties make. They make property sales smoother. Here’s why:
- Homes with warranties sell for an average of $2,300 more
- Properties with warranties sell 11 days faster than unprotected homes
- Provides immediate protection against unexpected repair costs
Seller Coverage Options
Home sellers can use warranties as a marketing tool. 100% transferable service contracts give buyers more confidence. Sellers can:
- Reduce post-sale liability
- Make the property more attractive
- Give buyers peace of mind right away
Buyer Protection Plans
For buyers, warranties are a financial safety net. Many buyers are financially at risk after buying a home. A warranty protects them from surprise repair costs.
A home warranty turns uncertainty into peace of mind during property transactions.
Transfer Process
Transferring home warranty coverage is easy. A $60 service call fee gives new homeowners full protection right away. Home warranty providers offer 24/7/365 support, ready to help anytime.
Service Territory and Availability
Choice Home Warranty is a top name in home warranties, covering the whole country. They serve over 2,400,000 homes across the United States. Their network of over 25,000 contractors ensures you get reliable service wherever you are.
Reviews often praise Choice Home Warranty for its wide coverage. They protect homes in every state, from coast to coast. They also offer custom coverage for pools, septic systems, and more.
Choice Home Warranty is known for its flexibility. They’ve handled over 8,000,000 service requests. This means they can help homeowners in California, Texas, Florida, and everywhere in between.
If you’re looking for a reliable home warranty, Choice Home Warranty is a great choice. They have a big network and a proven track record. They’re quick to respond and offer full coverage, making them stand out in the market.
